American Families
An Independent Agency Built Around People, Not Policies
Smart Coverage Protect opened its doors in Cleveland, Ohio in 2009 with a single desk, a telephone and an idea that felt almost radical at the time: insurance should be explained honestly, priced fairly and reviewed every single year.
Seventeen years later we advise more than 28,000 policyholders across all 50 states on home, health, auto, life, pet, business and travel coverage. We are still independent — which means we answer to you rather than to one insurance company's sales target. When a carrier raises your premium without reason or denies a legitimate claim, we are the ones who pick up the phone and fight.
Our advisors hold active property, casualty, life and health licences, and every one of them lives and works in the communities they serve. You will always know the name of the person handling your file.